Search Results: advances-in-automated-valuation-modeling-avm-after-the-non-agency-mortgage-crisis-studies-in-systems-decision-and-control

Advances in Automated Valuation Modeling

AVM After the Non-Agency Mortgage Crisis

Author: Maurizio d'Amato,Tom Kauko

Publisher: Springer

ISBN: 3319497464

Category: Computers

Page: 422

View: 3330

This book addresses several problems related to automated valuation methodologies (AVM). Following the non-agency mortgage crisis, it offers a variety of approaches to improve the efficiency and quality of an automated valuation methodology (AVM) dealing with emerging problems and different contexts. Spatial issue, evolution of AVM standards, multilevel models, fuzzy and rough set applications and quantitative methods to define comparables are just some of the topics discussed.

Computational Collective Intelligence

9th International Conference, ICCCI 2017, Nicosia, Cyprus, September 27-29, 2017, Proceedings

Author: Ngoc Thanh Nguyen,George A. Papadopoulos,Piotr Jędrzejowicz,Bogdan Trawiński,Gottfried Vossen

Publisher: Springer

ISBN: 3319670743

Category: Computers

Page: 592

View: 7550

This two-volume set (LNAI 10448 and LNAI 10449) constitutes the refereed proceedings of the 9th International Conference on Collective Intelligence, ICCCI 2017, held in Nicosia, Cyprus, in September 2017. The 117 full papers presented were carefully reviewed and selected from 248 submissions. The conference focuseson the methodology and applications of computational collective intelligence, included: multi-agent systems, knowledge engineering and semantic web, social networks and recommender systems, text processing and information retrieval, data mining methods and applications, sensor networks and internet of things, decision support & control systems, and computer vision techniques.

Computational Collective Intelligence

10th International Conference, ICCCI 2018, Bristol, UK, September 5-7, 2018, Proceedings

Author: Ngoc Thanh Nguyen (Computer scientist),Elias Pimenidis,Zaheer Khan,Bogdan Trawiński

Publisher: Springer

ISBN: 3319984438

Category: Artificial intelligence

Page: 563

View: 3349

Housing Finance Policy in Emerging Markets

Author: Loic Chiquier,Michael J. Lea

Publisher: World Bank Publications

ISBN: 0821377515

Category: Social Science

Page: 491

View: 327

Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Can Covered Bonds Resuscitate Residential Mortgage Finance in the United States?

Author: Jay Surti

Publisher: International Monetary Fund

ISBN: 1455211605

Category: Business & Economics

Page: 50

View: 356

This paper considers the case for mortgage covered bonds as an alternative to the originate-to-distribute mortgage funding model. It argues that the economic incentives provided to market participants under the covered bonds model are less susceptible to moral hazard even while retaining the key benefits of securitization such as capital market funding and flexibility in risk allocation. Notwithstanding these advantages, however, limited market size and the greater pro-cyclicality of mortgage loan quality in the United States - potentially reflecting borrower incentives under the personal bankruptcy framework - impose limits on the benefits ensuing from this model. The analysis underscores the need for a comprehensive legal-regulatory framework to underpin market development and discusses a number of ways in which the current draft legislation may be further strengthened. A potential strategy to hasten market development within the current institutional framework is identified.

Measuring Wealth and Financial Intermediation and Their Links to the Real Economy

Author: Charles R. Hulten,Marshall B. Reinsdorf

Publisher: University of Chicago Press

ISBN: 022620426X

Category: Business & Economics

Page: 397

View: 8800

More than half a decade has passed since the bursting of the housing bubble and the collapse of Lehman Brothers. In retrospect, what is surprising is that these events and their consequences came as such a surprise. What was it that prevented most of the world from recognizing the impending crisis and, looking ahead, what needs to be done to prevent something similar? Measuring Wealth and Financial Intermediation and Their Links to the Real Economy identifies measurement problems associated with the financial crisis and improvements in measurement that may prevent future crises, taking account of the dynamism of the financial marketplace in which measures that once worked well become misleading. In addition to advances in measuring financial activity, the contributors also investigate the effects of the crisis on households and nonfinancial businesses. They show that households’ experiences varied greatly and some even experienced gains in wealth, while nonfinancial businesses’ lack of access to credit in the recession may have been a more important factor than the effects of policies stimulating demand.

Advanced Methods for Modeling Markets

Author: Peter S. H. Leeflang,Jaap E. Wieringa,Tammo H.A Bijmolt,Koen H. Pauwels

Publisher: Springer

ISBN: 3319534696

Category: Business & Economics

Page: 733

View: 3315

This volume presents advanced techniques to modeling markets, with a wide spectrum of topics, including advanced individual demand models, time series analysis, state space models, spatial models, structural models, mediation, models that specify competition and diffusion models. It is intended as a follow-on and companion to Modeling Markets (2015), in which the authors presented the basics of modeling markets along the classical steps of the model building process: specification, data collection, estimation, validation and implementation. This volume builds on the concepts presented in Modeling Markets with an emphasis on advanced methods that are used to specify, estimate and validate marketing models, including structural equation models, partial least squares, mixture models, and hidden Markov models, as well as generalized methods of moments, Bayesian analysis, non/semi-parametric estimation and endogeneity issues. Specific attention is given to big data. The market environment is changing rapidly and constantly. Models that provide information about the sensitivity of market behavior to marketing activities such as advertising, pricing, promotions and distribution are now routinely used by managers for the identification of changes in marketing programs that can improve brand performance. In today’s environment of information overload, the challenge is to make sense of the data that is being provided globally, in real time, from thousands of sources. Although marketing models are now widely accepted, the quality of the marketing decisions is critically dependent upon the quality of the models on which those decisions are based. This volume provides an authoritative and comprehensive review, with each chapter including: · an introduction to the method/methodology · a numerical example/application in marketing · references to other marketing applications · suggestions about software. Featuring contributions from top authors in the field, this volume will explore current and future aspects of modeling markets, providing relevant and timely research and techniques to scientists, researchers, students, academics and practitioners in marketing, management and economics.

Advances and Applications in Chaotic Systems

Author: Sundarapandian Vaidyanathan,Christos Volos

Publisher: Springer

ISBN: 3319302795

Category: Technology & Engineering

Page: 600

View: 1724

This book reports on the latest advances and applications of chaotic systems. It consists of 25 contributed chapters by experts who are specialized in the various topics addressed in this book. The chapters cover a broad range of topics of chaotic systems such as chaos, hyperchaos, jerk systems, hyperjerk systems, conservative and dissipative systems, circulant chaotic systems, multi-scroll chaotic systems, finance chaotic system, highly chaotic systems, chaos control, chaos synchronization, circuit realization and applications of chaos theory in secure communications, mobile robot, memristors, cellular neural networks, etc. Special importance was given to chapters offering practical solutions, modeling and novel control methods for the recent research problems in chaos theory. This book will serve as a reference book for graduate students and researchers with a basic knowledge of chaos theory and control systems. The resulting design procedures on the chaotic systems are emphasized using MATLAB software.

More Crop Per Drop

Author: Meredith Giordano,Frank R. Rijsberman,R. Maria Saleth

Publisher: IWA Publishing

ISBN: 1843391120

Category: Science

Page: 300

View: 7340

This volume is an analytical summary and a critical synthesis of research at the International Water Management Institute over the past decade under its evolving research paradigm known popularly as 'more crop per drop'. The research synthesized here covers the full range of issues falling in the larger canvas of water-food-health-environment interface. Besides its immediate role in sharing knowledge with the research, donor, and policy communities, this volume also has a larger purpose of promoting a new way of looking at the water issues within the broader development context of food, livelihood, health and environmental challenges. More crop per drop: Revisiting a research paradigm contrasts the acquired wisdom and fresh thinking on some of the most challenging water issues of our times. It describes new tools, approaches, and methodologies and also illustrates them with practical application both from a global perspective and within the local and regional contexts of Asia and Africa. Since this volume brings together all major research works of IWMI, including an almost exhaustive list of citations, in one single set of pages, it is very valuable not only as a reference material for researchers and students but also as a policy tool for decision-makers and development agencies.

Policy and Marketing Strategies for Digital Media

Author: Yu-li Liu,Robert G. Picard

Publisher: Routledge

ISBN: 131774411X

Category: Social Science

Page: 312

View: 9349

With digital media becoming ever more prevalent, it is essential to study policy and marketing strategies tailored to this new development. In this volume, contributors examine government policy for a range of media, including digital television, IPTV, mobile TV, and OTT TV. They also address marketing strategies that can harness the unique nature of digital media’s innovation, production design, and accessibility. They draw on case studies in Asia, North America, and Europe to offer best practices for both policy and marketing strategies.

Computational Intelligence Applications in Modeling and Control

Author: Ahmad Taher Azar,Sundarapandian Vaidyanathan

Publisher: Springer

ISBN: 3319110179

Category: Computers

Page: 430

View: 7911

The development of computational intelligence (CI) systems was inspired by observable and imitable aspects of intelligent activity of human being and nature. The essence of the systems based on computational intelligence is to process and interpret data of various nature so that that CI is strictly connected with the increase of available data as well as capabilities of their processing, mutually supportive factors. Developed theories of computational intelligence were quickly applied in many fields of engineering, data analysis, forecasting, biomedicine and others. They are used in images and sounds processing and identifying, signals processing, multidimensional data visualization, steering of objects, analysis of lexicographic data, requesting systems in banking, diagnostic systems, expert systems and many other practical implementations. This book consists of 16 contributed chapters by subject experts who are specialized in the various topics addressed in this book. The special chapters have been brought out in the broad areas of Control Systems, Power Electronics, Computer Science, Information Technology, modeling and engineering applications. Special importance was given to chapters offering practical solutions and novel methods for the recent research problems in the main areas of this book, viz. Control Systems, Modeling, Computer Science, IT and engineering applications. This book will serve as a reference book for graduate students and researchers with a basic knowledge of control theory, computer science and soft-computing techniques. The resulting design procedures are emphasized using Matlab/Simulink software.

Mass Appraisal Methods

An International Perspective for Property Valuers

Author: Tom Kauko,Maurizio d'Amato

Publisher: John Wiley & Sons

ISBN: 9781444301038

Category: Business & Economics

Page: 360

View: 4386

This book takes a cross-disciplinary and cross-cultural look at mass appraisal expertise for property valuation in different market conditions, and offers some cutting- edge approaches. The editors establish an international platform and present the scientific debate as well as practical feasibility considerations. Heretic and orthodox valuation methods are assessed based on specific criteria, partly technical and partly institutional. Methodological evaluation is approached using two types of criteria: operational concerns about how to determine property value differentials between spatial and functional units of real estate in a valid and reliable way (technical criteria); and the kind of market circumstances being operated in (institutional criteria). While technical criteria are relatively well-researched, there is little theoretically informed work on the connection between country context and selection of property appraisal methods. The book starts with an examination of current mass property appraisal practices, presenting case studies from widely differing markets - from the American and Dutch, where regression-based methods have been used successfully for some time; to the Eastern European and other emerging economies, where limitations have to be compensated by focusing on the modelling assumptions. The second part of the book looks at sophisticated modelling approaches, some of which represent combinations of elements from two or more techniques. Whatever the exact modelling approach, the requirements are always high for the quality of the data and suitability of the method. In the final section, methods are evaluated and compared according to technical criteria and against institutional contexts.With its exceptionally wide coverage of valuation issues, Mass Appraisal Methods: an international perspective for property valuers addresses property valuation problems common to different countries and approaches applicable in both developed and emerging economies.

Climate Prediction and Agriculture

Advances and Challenges

Author: Mannava V.K. Sivakumar,James Hansen

Publisher: Springer Science & Business Media

ISBN: 3540446508

Category: Science

Page: 306

View: 713

Based on an International Workshop held in Geneva in 2005, this book reviews the advances made so far in seasonal climate predictions and their applications for management and decision-making in agriculture. It also identifies the challenges to be addressed in the next 5 to 10 years to further enhance operational applications of climate predictions in agriculture, especially in developing countries.

Handbook of Pain and Palliative Care

Biobehavioral Approaches for the Life Course

Author: Rhonda J. Moore

Publisher: Springer Science & Business Media

ISBN: 1441916504

Category: Medical

Page: 865

View: 9227

Handbook of Pain and Palliative Care:Biobehavioral Approaches for the Life Course Rhonda J. Moore, editor This book takes both a biobehavioral and a lifespan approach to understanding long-term and chronic pain, and intervening to optimize patients’ functioning. Rich in clinical diversity, chapters explore emerging areas of interest (computer-based interventions, fibromyalgia, stress), ongoing concerns (cancer pain, low back pain), and special populations (pediatric, elderly, military). This coverage provides readers with a knowledge base in assessment, treatment, and management that is up to date, practice strengthening, and forward looking. Subject areas featured in the Handbook include: ▪ Patient-practitioner communication ▪ Assessment tools and strategies ▪ Common pain conditions across the lifespan ▪ Biobehavioral mechanisms of chronic pain ▪ Pharmaceutical, neurological, and rehabilitative interventions ▪ Psychosocial, complementary/alternative, narrative, and spiritual approaches ▪ Ethical issue and future directions With the rise of integrative perspective and the emphasis on overall quality of life rather than discrete symptoms, pain management is gaining importance across medical disciplines. Handbook of Pain and Palliative Care stands out as a one-stop reference for a range of professionals, including health practitioners specializing in pain management or palliative care, clinical and health psychologists, public health professionals, and clinicians and administrators in long-term care and hospice.

Geographic Information Systems in Business

Author: Pick, James

Publisher: IGI Global

ISBN: 1591404010

Category: Computers

Page: 414

View: 2394

This book contains state-of-the-art research studies on the concepts, theory, processes, and real world applications of geographical information systems (GIS) in business. Its chapters are authored by many of the leading experts in applying GIS and geospatial science to business. The book utilizes a wide variety of approaches and methodologies including conceptual theory development, research frameworks, quantitative and qualitative methods, case studies, systems design, DSS theory, and geospatial analysis combined with point-of-sale. Since relatively little research has been published on GIS in business, this book is pioneering and should be the principal compendium of the latest research in this area. The book impacts not only the underlying definitions, concepts, and theories of GIS in business and industry, but its practice as well.

Managing Weather and Climate Risks in Agriculture

Author: Mannava V.K. Sivakumar,Raymond P. Motha

Publisher: Springer Science & Business Media

ISBN: 9783540727460

Category: Science

Page: 504

View: 3011

Based on an International Workshop held in New Delhi, India, this work should be of interest to all organizations and agencies interested in improved risk management in agriculture. In many parts of the world, weather and climate are one of the biggest production risks and uncertainty factors impacting on agricultural systems performance and management. Both structural and non-structural measures can be used to reduce the impacts of the variability (including extremes) of climate resources on crop production.

Digital Methods and Remote Sensing in Archaeology

Archaeology in the Age of Sensing

Author: Maurizio Forte,Stefano Campana

Publisher: Springer

ISBN: 3319406582

Category: Social Science

Page: 496

View: 3995

​​​This volume debuts the new scope of Remote Sensing, which was first defined as the analysis of data collected by sensors that were not in physical contact with the objects under investigation (using cameras, scanners, and radar systems operating from spaceborne or airborne platforms). A wider characterization is now possible: Remote Sensing can be any non-destructive approach to viewing the buried and nominally invisible evidence of past activity. Spaceborne and airborne sensors, now supplemented by laser scanning, are united using ground-based geophysical instruments and undersea remote sensing, as well as other non-invasive techniques such as surface collection or field-walking survey. Now, any method that enables observation of evidence on or beneath the surface of the earth, without impact on the surviving stratigraphy, is legitimately within the realm of Remote Sensing. ​The new interfaces and senses engaged in Remote Sensing appear throughout the book. On a philosophical level, this is about the landscapes and built environments that reveal history through place and time. It is about new perspectives—the views of history possible with Remote Sensing and fostered in part by immersive, interactive 3D and 4D environments discussed in this volume. These perspectives are both the result and the implementation of technological, cultural, and epistemological advances in record keeping, interpretation, and conceptualization. Methodology presented here builds on the current ease and speed in collecting data sets on the scale of the object, site, locality, and landscape. As this volume shows, many disciplines surrounding archaeology and related cultural studies are currently involved in Remote Sensing, and its relevance will only increase as the methodology expands.

106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

Author: Gary W. Eldred

Publisher: John Wiley & Sons

ISBN: 9780470191514

Category: Business & Economics

Page: 288

View: 2392

The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

The Future of the Professions

How Technology Will Transform the Work of Human Experts

Author: Richard Susskind,Daniel Susskind

Publisher: OUP Oxford

ISBN: 0191022411

Category: Business & Economics

Page: 256

View: 1373

This book predicts the decline of today's professions and describes the people and systems that will replace them. In an Internet society, according to Richard Susskind and Daniel Susskind, we will neither need nor want doctors, teachers, accountants, architects, the clergy, consultants, lawyers, and many others, to work as they did in the 20th century. The Future of the Professions explains how 'increasingly capable systems' - from telepresence to artificial intelligence - will bring fundamental change in the way that the 'practical expertise' of specialists is made available in society. The authors challenge the 'grand bargain' - the arrangement that grants various monopolies to today's professionals. They argue that our current professions are antiquated, opaque and no longer affordable, and that the expertise of the best is enjoyed only by a few. In their place, they propose six new models for producing and distributing expertise in society. The book raises important practical and moral questions. In an era when machines can out-perform human beings at most tasks, what are the prospects for employment, who should own and control online expertise, and what tasks should be reserved exclusively for people? Based on the authors' in-depth research of more than ten professions, and illustrated by numerous examples from each, this is the first book to assess and question the relevance of the professions in the 21st century.

Toxicology of Cyanides and Cyanogens

Experimental, Applied and Clinical Aspects

Author: Alan H. Hall,Gary E. Isom,Gary A. Rockwood

Publisher: John Wiley & Sons

ISBN: 1118628942

Category: Medical

Page: 368

View: 1803

The basic and applied toxicology of cyanides and cyanogens has widespread commercial, occupational, environmental, clinical, forensic, military, and public health implications. This book provides a detailed and updated reference describing the properties, uses, general and human toxicology, clinical recognition, diagnosis and medical management, and countermeasures is therefore required in academic, medical, occupational, environmental, medico-legal, regulatory, emergency response, and military arenas. Edited by a world-renowned team of experts from academia, defense and industry, this book will be an invaluable reference for professionals, researchers and students in cyanide and cyanogens.

Find eBook