Search Results: essential-personal-finance-a-practical-guide-for-students

Essential Personal Finance

A Practical Guide for Students

Author: Lien Luu,Jonquil Lowe,Jason Butler,Tony Byrne

Publisher: Routledge

ISBN: 131553147X

Category: Business & Economics

Page: 312

View: 8728

Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Today, students need financial knowledge and skills more than ever before, not just to build their own financial security, but to create the new generation of advisers that can help all citizens navigate the complex world of personal finance. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. It also provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: The nature of financial institutions, markets and economic policy that shape the opportunities and decisions that individuals face. The range of financial assets available to households, the risk-return trade-off, basics of portfolio construction and impact of tax. The importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches. Behavioural finance as a key to understanding factors influencing individual and market perceptions and actions. Using financial data to inform investment selection and to create financial management tools that can aid decision-making. A comprehensive companion website accompanies the text to enhance students' learning and includes answers to the end-of-chapter questions. Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance examines the motivations, methods and theories that underpin financial decision-making, as well as offering useful tips and guidance on money management and financial planning. The result is a compelling combination of an undergraduate textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.

Personal Finance

A Practical Approach

Author: Jane King,Mary Carey

Publisher: Oxford University Press

ISBN: 0199668833

Category: Business & Economics

Page: 339

View: 1800

This new title makes the principles of personal financial planning clear and accessible, using engaging case studies and extensive examples to introduce students from a variety of disciplines to an essential set of skills. Encouraging students to take control of their finances, the book moves through fundamentals, including budgeting and managing debt, to engage with major issues and life events where financial literacy is key. Pedagogical features including learning objectives, case studies, terminology boxes, ponder points, examples, and questions help the students to develop their practical skills and show them how to make informed financial decisions. The text is also supported by an Online Resource Centre. Online Resource Centre: For students Online updates Links to relevant websites For lecturers Two extended case studies A full set of customisable PowerPoint slides for each chapter Answers to selected exercises in the text

Introducing Personal Finance

A Practical Guide

Author: Michael Taillard

Publisher: Icon Books Ltd

ISBN: 1848317476

Category: Business & Economics

Page: 224

View: 3506

Introducing Personal Finance, by economics expert Michael Taillard, teaches you everything you need to know about managing your financial life. It’s crammed full of practical advice on how to save, earn and get the most out of your money. MAKE YOUR MONEY WORK FOR YOU by matching your spending and investments to your values CONTROL YOUR SPENDING BEHAVIOUR by gathering and tracking financial information efficiently SIMPLIFY YOUR FINANCIAL MANAGEMENT by learning to use the right tools effectively REALIZE YOUR SAVINGS GOALS by understanding what you want to and can achieve

Coin

The Irreverent Yet Practical Guide to Money Management for Recent College Graduates

Author: Judy McNary

Publisher: N.A

ISBN: 9780988851900

Category: College graduates

Page: 92

View: 4017

A true gem in the world of personal finance books, Coin covers the basics with humor and wit so that you can get on with living. Written specifically to meet the needs of newly minted college graduates, Coin makes a perfect gift for anyone just starting out. Who knew personal finance could be so fun?

Basic Personal Finance

A Practical Guide to Financial Wellbeing

Author: Len Cabrera,Richard Fullerton

Publisher: N.A

ISBN: 9780998860909

Category:

Page: 165

View: 3175

Get a Financial Life

Personal Finance in Your Twenties and Thirties

Author: Beth Kobliner

Publisher: Simon and Schuster

ISBN: 1476782393

Category: Business & Economics

Page: 352

View: 3979

A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance. More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them? These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy. It’s time for them to get a financial life. For two decades, Beth Kobliner’s bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money. From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today’s ever-changing landscape.

FINANCE FOR EXECUTIVES

A practical guide for managers

Author: Nuno Fernandes

Publisher: NPVPublishing

ISBN: 9899885401

Category: Business & Economics

Page: 350

View: 9340

The book Finance for Executives: A Practical Guide for Managers meets the needs of global executives, both finance as well as non-financial managers. It is a practical and fundamental finance reference book for any manager, as it makes a perfect balance of financial management theory and practice. It focuses on corporate finance concepts from value creation to derivatives, including cost of capital (and WACC), valuation, financing policies, project evaluation, and many other essential finance definitions. Finance for Executives makes finance simple and intuitive, through the use of real world data (brief company case studies and empirical examples of concepts), Excel financial modelling tools, and practical short chapters. Target Audience This finance book is appropriate for business executives, from all backgrounds, seeking to Focus on the links between financial management and the strategy of their company, be it a private or publicly traded company Discover how to create value for their company and boost its financial performance Understand the key topics of corporate finance for non-financial managers Create a cost of capital culture within a company Refresh and broaden their understanding of the latest financial concepts and tools Learn about financial management for decision makers - including financing and dividend policies, company valuation, mergers and acquisitions (M&As), project evaluation, cost of capital (WACC) estimation, or risk management and derivatives Finance for Executives is suited as a finance textbook for corporate finance programs, executive education courses, as well as in MBA, master's, and executive MBA programs. Indeed, the book is based on many years of executive education and consulting with world-class corporations from all continents of the world. What Is This Book About? Finance should be fun, and practical as well. With this book at hand, you will have access to a set of tools that will help you develop your intuition for solving key financial problems, improve your business decisions, and formulate strategies. This finance for managers' reference book is based on Simplicity - The core concepts in corporate finance are simple, and will become intuitively clear after using this book Conciseness - The chapters are short and self-contained to appeal to busy executives who are keen on value-added activities Practical focus - The key concepts of financial management are explained (and linked to Excel modelling tools), while you learn to identify the problems and pitfalls of different managerial choices Application of theory to practice - It highlights key academic research results that are relevant for practitioners Real-world focus - The book includes empirical data on several companies and industries around the world. Working with real-world problems and real-world data is more fruitful than theoretical discussions on formulas Excel Templates An Excel spreadsheet containing all the financial models used in the different chapters is available for download from the book's website. Practitioners will find the file easy to customize to their own requirements. It is useful in a variety of situations: value creation and its decomposition into managerial drivers or key performance indicators (KPIs), cost of capital (WACC) estimation, project evaluation, mergers and acquisitions, company valuation, derivatives valuation, etc. Editorial Reviews An excellent teach-yourself finance primer for non-financial executives, and, I dare say, even for most finance executives. Ravi Kant, Vice Chairman, Tata Motors, India The finance reference book for the desk of ANY manager. Michel Demaré, Chairman of the Board, Syngenta, Switzerland The perfect balance of practice and theory. Geert Bekaert, Professor of Finance, Columbia Business School, USA A key tool to improve your business decisions. Thilo Mannhardt, CEO of Ultrapar, Brazil Finance for Executives is easy to follow, and makes a boring subject actually quite exciting. Severin Schwan, CEO, Roche Group, Switzerland A must-have for your list of favorites. José Manuel Campa, Professor of Finance, IESE Business School, Spain

Financial Literacy for Millennials: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults

A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults

Author: Andrew O. Smith CFO

Publisher: ABC-CLIO

ISBN: 1440834032

Category: Business & Economics

Page: 194

View: 5289

A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. • Provides an understanding of the structure and institutions constituting the U.S. economic system • Shares knowledge about consumer finance and financial planning to enable young people to make better choices in their lives • Shows how to save and invest prudently and use debt wisely and effectively • Prepares millennials for the financial impact of life events so they will be empowered to take control of their financial futures • Includes a series of tips that summarize the important lessons from the book

The New York Times Practical Guide to Practically Everything, Second Edition

The Essential Companion for Everyday Life

Author: Amy D. Bernstein,Peter W. Bernstein

Publisher: Macmillan

ISBN: 031255169X

Category: Reference

Page: 880

View: 8450

A comprehensive resource for hands-on pursuits in everyday and less-common areas features updated advice on topics ranging from going green and selling a home in a down market to job hunting in a challenged economy and traveling on a budget. 50,000 first printing.

How to Run a College

A Practical Guide for Trustees, Faculty, Administrators, and Policymakers

Author: Brian C. Mitchell,W. Joseph King

Publisher: JHU Press

ISBN: 1421424770

Category: Education

Page: 216

View: 8041

Rejecting the notion that American colleges are holdovers from a bygone time, How to Run a College shows instead that they are centers of experimentation and innovation that heavily influence higher education not only in the United States but worldwide.

Make Your Kid A Money Genius (Even If You're Not)

A Parents' Guide for Kids 3 to 23

Author: Beth Kobliner

Publisher: Simon and Schuster

ISBN: 1476766827

Category: Business & Economics

Page: 272

View: 8129

The New York Times bestseller that is a must-read for any parent! From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life—a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way. Many of us think we can have the “money talk” when our kids are old enough to get it…which won’t be for years, right? But get this: Research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids’ financial behaviors is mom and dad. Clearly, we can’t afford to wait. Make Your Kid a Money Genius (Even If You’re Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids—from ages three to twenty-three—about money. It turns out the key to raising a money genius isn’t to teach that four quarters equal a dollar or how to pick a stock. Instead, it’s about instilling values that have been proven to make people successful—not just financially, but in life: delaying gratification, working hard, living within your means, getting a good education, and acting generously toward others. More specifically, you’ll learn why allowance isn’t the Holy Grail when teaching your kid to handle money, and why after-school jobs aren’t always the answer either. You’ll discover the right age to give your kid a credit card, and learn why doling out a wad of cash can actually be a good parenting move. You don’t need to be a money genius to make your kid a money genius. Regardless of your comfort level with finance—or your family’s income—this charming and fun book is an essential guide for passing along enduring financial principles, making your kids wise beyond their years—and peers—when it comes to money.

Museum Careers

A Practical Guide for Students and Novices

Author: N Elizabeth Schlatter

Publisher: Routledge

ISBN: 1315424207

Category: Social Science

Page: 184

View: 1159

This concise volume is the place to start for anyone considering a career in museums. Museum professional and author N. Elizabeth Schlatter outlines the nature of the profession as a whole, the rewards and challenges of museum work, types of museums, and jobs within museums, including salary ranges. She discusses options for education and training, and offers suggestions on how to secure a job and move up the career ladder. Interviews with museum professionals from a variety of disciplines and backgrounds demonstrate different career paths and offer unique and helpful advice. For novices in the field, students in museum studies programs, or anyone considering museums as a career choice, Schlatter’s book is an essential starting point.

Plan and Finance Your Family's College Dreams: A Parent's Step-By-Step Guide from Pre-K to Senior Year

Author: Peter Mazareas

Publisher: Peterson's

ISBN: 0768941385

Category: Study Aids

Page: 312

View: 6450

Planning and paying for a college education is a daunting task for most parents. It is a stressful and costly process that needs a well-thought-out academic and financial strategy. This guide offers just that! Two of the nation's leading college planning and financing experts provide clear step-by-step guidance on how to successfully save, plan for, apply to, and finance a college education. Age- and grade-appropriate guidance empowers families with children of all ages, with detailed information on preparing, financing, and successfully applying to college. Financing a college education requires a good look at all available options: savings, free money, financial aid, and loans. Finding the right savings vehicle and investments is important. Learn the pros and cons of various savings and investment options, including Bank accounts, 529 Plans, Coverdell Education Savings Accounts, and more-so you can begin to develop your plan. Easy-to-understand explanations help parents better understand college loans, including details about federal and private loans, consolidation and refinancing of loans, as well as a discussion on what it means to co-sign a loan. Based on the expert advice presented in this book, parents will be able to create a personalized college admission and financing plan that is unique to their family.

Serving Students with Special Needs

A Practical Guide for Administrators

Author: Tom E. C. Smith

Publisher: Routledge

ISBN: 1317817451

Category: Education

Page: 248

View: 4179

Serving Students with Special Needs provides administrators with essential knowledge about the requirements for special education services, as well as practical steps to ensure legal compliance and appropriate services for students with special needs. Each chapter includes basic information followed by specific suggestions or steps. This brief, easily applied, and highly practical guide covers: Instruction, including differentiated instruction and universal design for learning Assessment, including accommodations and modifications and response to intervention (RTI) Developing multi-tiered systems of support (MTSS) Student progress monitoring and using large data sets to inform decision making Mediation, due process hearings, and litigation Systems management and positive behavioral intervention supports (PBIS) Scenarios are presented along with suggested responses and solutions. Serving Students with Special Needs has been specifically developed to provide administrators with practical suggestions to quickly and effectively implement appropriate special education practices.

You Only Live Once

The Roadmap to Financial Wellness and a Purposeful Life

Author: Jason Vitug

Publisher: John Wiley & Sons

ISBN: 1119267374

Category: Business & Economics

Page: 192

View: 7562

Get your finances in order with smart budgeting and money mindfulness You Only Live Once is the guide to achieving your best life through smart money moves. Before you even begin making a budget, you need to think about why. Where do you see yourself financially in ten years? Five years? This time next year? What does money do for you? Once you know your destination, you can begin charting your course. Step-by-step guidance walks you through the budgeting process, and shows you how to plan your financial path to point toward your goals. You'll learn how to prioritize spending, how to save efficiently, and how to take advantage of simple tools you didn't know you had. Next comes the most important part: taking control. You need to really look at how you perceive and use money day-to-day. Chances are, changing a few habits could give you some breathing room and help you reach your goals sooner. You work hard for your money, yet there never seems to be enough. You don't need to live like a pauper, but you need to be truly aware of just where your money is going, and why. Financial awareness is the key to a financially secure future, and this book unpacks it all to help you get where you want to go. Accept past decisions and articulate your financial goals Align your lifestyle with your budget Explore your relationship with money Re-evaluate financial habits and behaviors You know you need a budget, but you never seem to get around to doing it. Or maybe you did, but you can never seem to stick to it. Smart planning is a major factor in financial security, and it involves just as much introspection as math. You Only Live Once is more than a budgeting guide—it's a guide to revamping your financial behaviors to achieve the life you want.

The Financial Times Guide to Wealth Management

How to plan, invest and protect your financial assets

Author: Jason Butler

Publisher: Pearson UK

ISBN: 1292004711

Category: Business & Economics

Page: 544

View: 6384

The Financial Times Guide to Wealth Management is your comprehensive guide to achieving financial security and stability by planning, preserving and enhancing your wealth. As well as being fully updated throughout, it includes five new chapters on socially responsible and impact investing; property, land and woodlands; single premium investment bonds; non-trust structures and young people and money. Whether you’re a beginner wanting an introduction to financial planning or an experienced investor looking to pass your wealth on to others, this is the book for you. Drawing on his 25 years’ experience as a financial adviser to successful families, and written in clear and concise language, Jason Butler will give you both the understanding and confidence you need to make successful financial decisions, enabling you to: - Define your life goals and financial personality so that you can build an effective wealth plan - Navigate the maze of investment options and choose the best one for your needs - Understand when and how to get professional help which delivers value - Clarify the need for and role of insurance, tax structures, pensions and trusts - Develop a wealth succession plan which matches your values and preferences

Metacognition in the Primary Classroom

A practical guide to helping children understand how they learn best

Author: Peter Tarrant,Deborah Holt

Publisher: Routledge

ISBN: 1317552563

Category: Education

Page: 218

View: 2000

Current trends in education suggest that pupils should have more responsibility for their own learning, but how can they if they don’t understand the what, the why and the how? This practical guide explores the idea that a metacognitive approach enables pupils to develop skills for lifelong learning. If pupils can identify the what, the why, and the how of their learning, they can begin to formulate strategies for overcoming challenges and for continuous improvement. In this book, the authors truly engage with research into the link between metacognition and learning, and the idea that if you can effectively articulate your thoughts and strategies regarding how you learn, you might then be in a better position to take actions in order to improve and to be able to learn best. An appendix of useful resources is also included, which offers a range of activities surrounding the language of learning, reflection and metacognition, as well essential advice on how to develop metacognition in the early years (4-8), middle years (8-10), and upper years (10-13). Metacognition in the Primary Classroom demonstrates how important it is for children to be well-enough informed to play an active role in learning better. Having the language skills to talk about your learning, and the opportunity to share ideas and strategies with others, enables all concerned to explore and develop approaches in order to learn better. This book is a crucial read for anyone interested in ensuring that pupils take an active role in their own learning.

The Essential College Professor

A Practical Guide to an Academic Career

Author: Jeffrey Buller

Publisher: John Wiley & Sons

ISBN: 0470373733

Category: Education

Page: 432

View: 7036

The Essential College Professor is about the "how" and "why" of being a faculty member today. Based on the author's series of highly successful faculty development workshops, each chapter deals concisely with the most important information college professors need at their fingertips when confronted by a particular challenge or faced with an exciting opportunity. Written both as a comprehensive guide to an academic career and as a ready reference to be consulted whenever needed, The Essential College Professor emphasizes proven solutions over untested theories and stresses what faculty members have to know now in order to be successful in their careers. Each chapter is concluded by a short exercise that faculty members can perform to help them, for instance, completely revise a course by restructuring the syllabus and course materials, bring new life to a research project by reframing it as a book proposal or grant application, and so on.

The One-Page Financial Plan

A Simple Way to Be Smart About Your Money

Author: Carl Richards

Publisher: Penguin

ISBN: 0698184564

Category: Business & Economics

Page: 224

View: 8208

Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they’ve begged, “Just tell me what to do.” It’s no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don’t have time to make sense of all the information available. They don’t just want good advice, they want the best advice—so rather than do the “wrong thing,” they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don’t realize is that bad calls about money aren’t failures; they’re just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we’re going to make the best guesses we can—but we’re not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That’s because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what’s most important to you. By now you may be wondering, “What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?” Don’t worry: I’ll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you’ll lose the job you thought was secure; you’ll take a financial risk that doesn’t pan out; you’ll have twins when you were only budgeting for one. In other words: Life will happen. But no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.

Find eBook