How to Raise Your Credit Score In 10 Easy Steps is the most informative book you will ever read about credit scores! An Accredited Financial Counselor with an MBA, Angel Love, has helped thousands of military Service Members all over the country learn real strategies to raise their credit scores. Now this information is available to anyone who wants to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated. Save hundreds, if not thousands of dollars on the cost of credit by implementing these practical solutions to managing your personal finances today! Learn why you have a different credit score from each of the credit reporting agencies! Find out the one thing that prevents a high score (780) from being an 800! Discover what consistently drops your score by 12-20 points each time you do it! Figure out how to re-build credit after a bankruptcy, or establish credit if you've never had it before! Discover little-known information on accessing your report from the 4th credit bureau, as well as the other agency that collects widely reported information about you! Learn where to get the money to pay off your credit card bills! This book offers complete and concise information on raising your score, and avoiding the things that decrease your score. Learn to think like the credit scoring models and qualify for the most competitive interest rates on houses, cars, and insurance policies. Get this book today and be part of that elite club with 800+ credit scores, enjoying greater financial freedom!
Proven Strategies to Repair Your Credit Score, Increase Your Credit Score, Overcome Credit Card Debt and Increase Your Credit Limit Complete Volume
Author: Income Mastery
Category: Business & Economics
Would you like to be able to understand and repair your credit history in a simple and fast way? Do you want to overcome the debts that you have with your credit card? Do you want to transform your weaknesses into strengths and that these allow you a better development in your workplace to get better job opportunities? Would you like to be able to have control that directs you to your financial freedom? This book can help you gain an edge over those who don't have prior knowledge of credit history and credit cards, as well as everything you need to survive in a world with broad job competition. You may not be able to manage your finances or keep a check on your financial freedom and don't be sure what your credit history is. In this book you will find the necessary foundations that you require to boost your dreams and attract a better performance in both your daily and work life to settle all your debts. So, click "Buy Now" and start this journey to free yourself from all your debts, and witness an almost instantaneous improvement of your finances to get away with all your debts and financial commitments.
Hearing Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, One Hundred Sixth Congress, Second Session, September 21, 2000
Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, First Session, on the History, Purpose, and Function of the Fair Credit Reporting Act and Provisions Subject to the Expiring Preemption Provisions Specifically, the Growing Problems of Identity Theft, Affiliate Sharing Practices, Accuracy of Credit Report Information, Consumer Awareness and Understanding the Credit Granting Process and Addressing Measures to Enhance the Act, May 20, June 19, 26, July 10, 29, and 31, 2003
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
How to Fix, Improve, and Protect the 3-Digit Number That Shapes Your Financial Future
Author: Liz Weston
Publisher: Prentice Hall
Category: Consumer credit
Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: You're now being judged on your credit score by everyone from employers to cellphone carriers. Now, MSNBC/L.A. Times journalist Liz Weston has thoroughly updated her best-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. "Your Credit Score, Fourth Edition" thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. You'll find new information on "FAKO" alternative scores... expanded coverage of short sales, foreclosures, the new FICO 8 Mortgage Score, and when to "walk away" from a mortgage... guidance on protecting yourself against new credit risks from social networking and mobile banking... expanded coverage of credit scoring by insurers... and an all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Weston updates her expert guidance on using FICO 08 to raise your score... fighting lower limits and higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt... and much more
Move to Financial First Class and Have Lenders Beg for Your Business!
Author: Avery Breyer
Have you ever dreamed of being able to get your applications for credit, a mortgage, or that amazing rental apartment you fell in love with, approved with ease? Do you want to stop worrying the next time a potential employer says they're going to check your credit as part of the job application process? Do you want to have access to the lowest interest rates, reserved only for those with a good FICO credit score? Do you want to be in financial first class? Then you're in the right place, my friend. Because a high score is one of the key ingredients to living that dream, and this book will teach you everything you need to know to improve your credit score - even if, worst case, it's in the OMG-I-wish-there-was-a-convenient-hole-in-the-ground-for-me-to-hide-in range. And, learning even one new trick in this book that raises your score enough to save on interest rates the next time you get a loan or mortgage, can lead to savings that easily cover the cost of this book many times over. What You Will Learn in This Book I've packed into this book all of the most important information that you need in order to raise your credit score. Some of what you'll learn includes: *The 9 Biggest Benefits of a Good Credit Score *The Secrets to Calculating Your Credit Score *13 Credit Score Myths Explained *The Right Way to Check Your Credit Report *How to Build Your Credit Score if You're Starting With None *12 Things that Might be Lowering Your Credit Score *The Best Ways to Maximize Your Credit Score *How to Find a Reputable Credit Counselor (That Won't Hurt Your Credit Score) I've experienced first hand the benefits of a good credit score, and I've seen with my own eyes the trials and tribulations that people go through when they don't have one. Let me help you improve your financial life by teaching you how to raise your credit score the right way. And believe me, there are plenty of ways to do it wrong, the worst of which can land you in trouble with the law. (I discuss how people fall prey to this later in the book, and how to avoid it.) Change Your Credit Score, Change Your Life All you have to do is a little bit of digging to see all the ways that a low credit score can hurt you. To see the doors that will slam in your face because of it. So don't allow yourself to stay in that position for a moment longer than necessary. One of my favorite sayings is 'Knowledge is Power'. The more you know, the more power you have to affect the kind of change in your life that you want and deserve. I promise you that if you read this book you'll know a lot more about credit scores than most people ever will - and you'll be able to use that intel to keep your score as high as possible from now on. You're not alone if you wonder "how and what do I do to fix my credit?" You can learn how to rebuild your credit, you can have a good financial life after debt, if you're willing to put in the work. A high credit score means you'll worry less about embarrassing declines when applying for credit, you can say goodbye to the days of begging someone to cosign on a loan for you, and hold your head up high when talking with creditors or applying for that job. There's no sense in waiting. Every day you wait is one more day you might be making major credit mistakes that are lowering your score right this minute. It's one more day that you are missing out on all of the benefits of having a higher credit score, not the least of which is the pride you'll feel when it's yours! A high credit score is available to pretty much anyone, as long as you're willing to put in the effort. Do you want the benefits of that high credit score? Do want a seat in financial first class, where lenders treat you with respect? Buy this book today and get yours!
The Smart Guide to Raise Your Credit Score, Boost Your Credit Fast & Legally
Author: Mike Jefferson
Publisher: Independently Published
Do you have a credit score that is poor and causing problems? Do you need to boost it quickly so that you can have the things you want? This guide will help you do it faster and more effectively than any other! Having a good credit score is essential if you want to make any big purchases in life. It is also important if you need a loan, so you can get the lowest repayment rates or pay lower charges on a credit card. There are many ways to ensure that your credit score is good, and you should practice these regularly so that they become second nature to you. In this book, Credit Score Secrets: The Smart Guide to Raise your Credit Score, Boost your Credit Fast & Legally, you will find all the tips you will need to make sure your credit score is the best it can be, with advice on: Paying bills on time Ensuring that any credit card balances are kept low Managing your existing debt efficiently Making sure you register to vote Keeping applications for new credit to a minimum Regularly examining your credit report And lots more... With the assistance of Credit Score Secrets you will quickly be able to raise your credit score without taking any shortcuts or doing something that's illegal. It is a safe, secure and fool-proof method of ensuring that you're doing all the right things when it comes to your credit. So why wait? Having a good credit score is an essential part of modern living so scroll up and click Add to Cart for your copy of a book that could well save your financial future!
Quick Steps to Financial Stability Find money you didn't think you had Deal with your debt Make the most of tax breaks Boost your investment returns Get your kids through college Ditch the job and retire Choose the right loan Save time and money by using our easy-to-follow templates No time to figure it all out on your own? Let "Quick Steps to Financial Stability" be your guide. "When it comes to financial self-help advice, Al Lavine and Gail Liberman are as good as it gets. Whether it's setting up a budget, reducing debt, or taking out the right loans, Lavine and Liberman boiled it all down in this latest book to a series of practical steps to make complicated financial planning simple." -David Callaway, editor-in-chief, MarketWatch Looking to get your finances on track? It's as easy as following the steps outlined in this book. You needn't be an accountant or a financial planner. Get the straight and simple scoop on how to take the bull by the horns yourself-just follow the step-by-step approach outlined in "Quick Steps to Financial Stability." Have access to a computer? If so, it's even easier. And there are several online calculators you can use to help you get the job done. Alan Lavine and Gail Liberman are husband-and-wife syndicated columnists. Their columns run in the "Boston Herald," "Pittsburgh Post-Gazette," "Palm Beach Daily News," several Scripps Howard newspapers, and several online websites. They also write a biweekly consumer banking column for Dow Jones MarketWatch. They have been guests on CBS's "The Early Show," "Fox and Friends," CNN, CNBC, "The 700 Club," and PBS. Their book, "Rags to Riches," was featured on Oprah's television show and hit two best-seller lists. They live in Palm Beach Gardens, Florida.
This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Nine practical ways to raise your score--quickly and easily! Do you just love supporting the fat cats on Wall Street? Want more of your hard-earned money going to increase their profits? No? Then you must pay attention to your credit score so you can qualify for a lower interest rate and pay less. Your FICO score, developed by those thoughtful Fair Isaac Corporation folks, is....
2 Books in 1: Learn How to Raise Your Score, Repair Your Negative Profile Legally and Rapidly. Boost Your Credit Profile With 609 Letter Templates and Improve Your Business
Author: Luke Allen
Publisher: Independently Published
Are you one of those individuals who like to become financially stable and have a good line of credit? Perhaps you wish to take a loan, but you know your credit report sucks, and you are not pretty sure how to fix it. Today, you don't need to worry about it! Allow this book, Credit Repair Secrets: How To Fix Your Credit And Remove Your Negative Accounts Forever. 609 Letter Templates For Your Personal Balance to guide you on this journey. Remember that there is no way around if you have a bad credit report. It will have to be fixed right away. You are aware of how lousy credit could slow down your earnings and leave you counting each cent-disregard taking any loans at all. Other individuals employ professional agencies to restore their credit reports. However, most are opting towards DIY ways. If you decided to fix your credit by yourself, you'd require an excellent and thoughtful guide. This book will teach you: Basics of Credit Repair Is Credit Repair Ethical? The Debt Snowball What Is Section 609 General Advice to See Success With 609 How to Proceed with The Letters What the Credit Bureaus and The Lawyers Do Not Want You to Know How to Find Credit Cards with Guaranteed Approval? The FICO Scoring Model 10 Ways to Positively Impact Your Credit Score What is the Difference between a Charge Card and a Credit Card? How Long Does Negative Information Stay on My Credit Report? The Benefits of Good Credit And more! So what are you waiting for? Turn your bad credit into good credit and learn the secrets today! Don't forget to scroll above and choose BUY NOW!
This book is a consumer instruction manual for the credit reporting and credit scoring systems. Although these credit systems directly effect the financial standing of millions of Americans, few people understand them.
Stop Living Paycheck to Paycheck, Raise Your Score to 100+. Boost Your Credit Profile and Improve Your Business With 609 Dispute Letters
Author: Blake Harris
Do you want to take control of your credit score and better navigate all the important financial decisions in your life? Do you want to improve your credit score in order to get the funding that you need? Don't you want your dreams to be fulfilled? Do you even know which factors affect your credit score? This guide reveals where your credit score comes from, how to improve, maintain, or rescue it. Everyone wants to have a life marked with comfort, convenience, and extravagant leisure. Life perks can only be enjoyed with cash or accessed with good credit. And if you don't have cash, then a good credit is the only option for your financial well-being. You just have to be a smart credit card holder, and you will be able to earn money just by using your card. This book will teach you techniques and skills to intelligently use the credit card, and thus accomplish your long-deferred life dreams. In this guide you will learn Good Credit and Bad Credit Importance and benefits of credit scores Bonuses and promotions offered on purchases Utility of credit card statements during tax time Protection against credit card identity theft and frauds Know about ways to make your cards from hackers Balance Transfer Facility and how to move your debt from one card to another. Know ways to improve cash flows Know how credit scores are calculated by FICO and Vantage ... And much more!!! So why you are waiting, scroll up and click "BUY NOW with 1-Click" to get your copy now!
are they fair? : hearing before the Subcommittee on Oversight and Investigations of the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, first session, October 2, 2007
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Have you ever had that feeling when it comes to your money? This book is for you if you have ever had a question about money and didn't know how to ask. There is never a dumb question when it comes to your money! LPL Financial Advisor and radio talk show host Nicole Middendorf gives you the Simple Answers you need because...
An inspirational compendium of stories about successful African-Americans celebrates the contributions and accomplishments of men and women from all fields, including sports, entertainment, business, and more. 40,000 first printing.